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#1 Wednesday 14th October 2015 18:46:16

Ibbzy
Member
Registered: Thursday 10th July 2014
Posts: 7

Insurance

Hi all!!!

I have leased a vehicle from Hitachi and am looking for instructor insurance, as this is the first time around. Can someone please guide me? as do's and dont's of instructor insurance, am i right in thinking its not as expensive as one might think? is it not as cheap as some people say? Please help!

Regards:
Ibbzy big_smile

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Wednesday 14th October 2015 18:46:16

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Re: Insurance



#2 Wednesday 14th October 2015 21:15:38

VandADI
Administrator
From: Coulsdon, Surrey
Registered: Sunday 29th February 2004
Posts: 7,619

Re: Insurance

Hi Ibbzy,
Probably best to ring around and get an idea of insurance companies are charging, as it does vary from person to person.
Have a look at http://www.drivertrainingtoday.co.uk/vi … p?id=44313  for names and numbers of insurance companies.

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#3 Thursday 15th October 2015 12:40:27

Lady-Hynarc
Verified Member
Registered: Monday 9th April 2012
Posts: 650

Re: Insurance

Hi Ibbzy,

Further to what Vanda has suggested, I would just add that money is only half the issue.  You need to be able to trust the broker and the insurance company to deal with any issues painlessly and hassle-free.  At the end of the day should the worst happen (and it will!) and you need to claim, you need someone who doesn't make it difficult.  I have been with Waveney from day one and have had to make two claims, both for non-fault accidents.  They were dealt with professionally and swiftly with no real hassle for me.  Okay the procedure is a little bit cack-handed at times and is there to make sure everyone gets a piece of the pie but ultimately everything is sorted effectively.

I had the option to change this year and even though it took a call to get Waveney to come down to the sort of money requested by other insurance brokers, I am happy to pay a tiny bit more because I know I'll get the service that I require when I require it.

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#4 Thursday 15th October 2015 21:00:14

Lynne
Verified Member
From: Essex
Registered: Friday 5th March 2004
Posts: 925

Re: Insurance

I'm with Lloyds Latchford ..my wing mirror was knocked off by a bin lorry last year ... luckily I had a witness.  Their claims handlers (sorry I've forgotten who they are) were great ..it was under my excess but they got onto it and recovered my money.

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#5 Thursday 15th October 2015 22:22:24

Ibbzy
Member
Registered: Thursday 10th July 2014
Posts: 7

Re: Insurance

Thank you all. I called master cover, got a ridiculous quote for a new Fiesta 1.5 tdci 5dr (£2300) Asked for a quote for a Audi A3 SE Technik and that was the same £(2300) said its because ive never had any insurance policy of my own before ive always been a named driver hence its that high.

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#6 Sunday 18th October 2015 20:06:13

Mentor
Verified Member
Registered: Saturday 22nd October 2005
Posts: 394

Re: Insurance

Ibbzy wrote:

Thank you all. I called master cover, got a ridiculous quote for a new Fiesta 1.5 tdci 5dr (£2300) Asked for a quote for a Audi A3 SE Technik and that was the same £(2300) said its because ive never had any insurance policy of my own before ive always been a named driver hence its that high.

Wow! just Wow. That nearly £2k more than I pay.

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#7 Friday 10th June 2016 15:34:27

wepayanyexcess
Member
From: Southport
Registered: Friday 10th June 2016
Posts: 4
Website

Re: Insurance

As Lady-Hynarc andLynne say, the best thing is to shop around but make sure you are confident in their ability to deal with a claim in a professional and swift manner, dont gamble on not needing to use their services.

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